Long Term Disability- Can your Benefits be Shortened by Mental Health Limitation Provisions?
{“en”:”What is a Bad Faith Disability Insurance denial? Hello I’m Marc Whitehead, a Board Certified Disability Attorney and author of the book, Disability Insurance Policies: How to Unravel the Mystery and Prove your Claim Whether as a business or an individual, we purchase insurance to protect us in the event or accident, death or other disaster. We pay our premiums assuming that when the time come, our insurance carrier will pay our insurance benefits based on the policy that we’ve purchased. An insurance policy is regarded as a contract between you and the insurance company This agreement requires that the insurance company act in good faith towards you. Unfortunately many insurance companies have what appear to be intentionally confusing policies and they easily find a reason to deny large claims. This can be insurance bad faith and may be grounds for filing a law suit against your insurance carrier. Specific examples of insurance bad faith include A denial of insurance benefits due as outlined in the policy. Unreasonable delay in payment of insurance benefits due.
Failure to promptly or properly investigate a claim Failure to promptly or properly investigate a claim None disclosure of policy benefits. Or making misrepresentations to you about your policy. Many types of insurance claims result in litigation based on the grounds of Bad Faith. Including disability insurance and life insurance benefits. When you insurance company attempts to escape it’s obligation to investigate the claim or or to pay you. Thats when the services of a qualified Bad Faith Disability Claims lawyer who will protect you and maximize your legal interest. When a satisfactory settlement with an insurance company can not be achieved Bad Faith Insurance claims litigation becomes necessary to protect your rights. As a Bad Faith Insurance claims lawyer, I represent Insurance policy holders In claims against insurance companies that failed to live up to the terms of its policy Or unfairly delay or deny payments of valid claims. More information about this topic can be found in my free eBook: Disability Insurance Policies: How to Unravel the Mystery and Prove your Claim Visit www.disabilitydenials.com for a free downloadable copy Or call 1-800-562-9830 to discuss your particular disability issue. I’m Marc Whitehead, thanks for watching!”}